Jeff Shin · Head of Mortgage
NMLS #1041652 · Barrett Financial Group, L.L.C. NMLS #181106

Illinois

Where we lend

Each page carries the local median, the programs that actually fit that price point, and an explicit note about what has not been sourced yet. If a page has nothing specific to say about a market, it should not exist.

Footprint note, for the build only. City selection needs a written, dated methodology using objective criteria applied uniformly — population, owner-occupied units, purchase volume, existing referral geography, search volume. Never school ratings, resident income, or demographics. A marketing footprint is read as a declaration of where you do business, so its shape matters as much as its size. This list is the existing production footprint, migrated as-is; the methodology behind it still needs to be written down and dated.