2026 FHA loan limit, DuPage County (one-unit home)
$541,287
2026 conforming loan limit, DuPage County (one-unit home)
$832,750
DuPage County median sale price, Q2 2026 · Illinois REALTORS
$460,000

FHA limit: HUD FHA mortgage limits, checked October 8, 2026. Conforming limit: FHFA conforming loan limits, checked October 8, 2026. Sale price: Illinois REALTORS Q2 2026 report, checked October 8, 2026. This price covers all of DuPage County. It is not a Wheaton price.

Mortgage loans in Wheaton, IL

  • Downtown district in central DuPage County.
  • One of the more competitive housing markets in the county.

The deciding factor is usually how the mortgage insurance is structured rather than the note rate. Program availability turns on the county limit for the parcel, which is worth confirming.

Have an offer on a property in Wheaton?

Send the Loan Estimate. You will get back what is worth questioning on it, including “nothing, this is a good offer,” when that is the answer.