- 2026 FHA loan limit, Cook County (one-unit home)
- $541,287
- 2026 conforming loan limit, Cook County (one-unit home)
- $832,750
- Cook County median sale price, Q2 2026 · Illinois REALTORS
- $385,000
FHA limit: HUD FHA mortgage limits, checked October 8, 2026. Conforming limit: FHFA conforming loan limits, checked October 8, 2026. Sale price: Illinois REALTORS Q2 2026 report, checked October 8, 2026. This price covers all of Cook County. It is not an Evanston price.
Mortgage loans in Evanston, IL
- Adjacent to Chicago and to Northwestern University.
- Lakefront access and a walkable core.
- Condominium stock near downtown alongside single-family housing.
Condo financing turns on project approval as much as on the borrower. Warrantability is often the thing that decides the deal: reserves, owner-occupancy ratio, litigation, single-entity ownership.
Have an offer on a property in Evanston?
Send the Loan Estimate. You will get back what is worth questioning on it, including “nothing, this is a good offer,” when that is the answer.