Jeff Shin
NMLS #1041652 · Barrett Financial Group, L.L.C. NMLS #181106
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Get a second opinion on your mortgage before you become somebody’s lead.

One Chicago mortgage loan officer reads your numbers and tells you what he sees. No credit pull.

Get a second opinion Watch rates

A person in your corner.

What are you trying to figure out?

Pick the one that fits. The next question depends on this answer, and you will see something useful before anyone asks for your phone number.

I have an offer and want it checked Upload your Loan Estimate PDF. We flag what is worth questioning.

What happens to what you tell us. Jeff Shin reads it, NMLS #1041652. It is not sold, and it does not go to a panel of lenders bidding for the right to call you. If a lender has to see your file to price it, you hear which lender and why before that happens. Longer version, in the language lawyers prefer: the privacy policy.

Not ready to talk to anyone?

If you are six months out, skip the application. Run the numbers yourself, or tell Jeff the rate that would change your mind.

Run your mortgage payment yourself

Principal, interest, taxes and insurance, including the two costs most calculators leave out. No email until you have a number.

Every calculator is at /calculators/. See the rates page for the dated benchmark and its availability status.

Or have us watch it for you

Tell Jeff the number that would make the math work. He will email you if it shows up. This is not an automated alert.

Rate Watch emails come from Jeff Shin (NMLS #1041652). Unsubscribe anytime. No application and no credit pull. Consent isn’t a condition of any loan. See our privacy policy.

4.85 408 reviews displayed on Experience.com. Read all of them, unfiltered.
“knowledgeable, responsive and an absolute pleasure”
Rishard H
Google review via Experience.com · February 9, 2026
“The process was very easy and straightforward”
Jesse W
Google review via Experience.com · November 21, 2024
“He helped me purchase my first home.”
Florentino P
Google review via Experience.com · October 15, 2024

Selected review excerpts. Rating and review count shown on Experience.com as of October 7, 2026, across its listed review sources. Individual experiences vary.

How BankPricer works

A clear next step, at your pace.

Explore the numbers, share what matters, and decide how you want to move forward.

Get a second opinion(708) 669-8304

Jeff Shin · NMLS #1041652 · Barrett Financial Group, L.L.C. NMLS #181106 · Illinois Residential Mortgage License #MB.6761630

  1. Start with your question

    Explore loan programs, run a calculator, or bring the Loan Estimate you already have.

  2. Get a human review

    Your inquiry comes to Jeff first. He reviews the details and follows up about your mortgage question.

  3. Choose your next step

    Use the explanation to understand your options and decide whether to continue. A second opinion is not an application, approval, or rate lock.