Jeff Shin
NMLS #1041652 · Barrett Financial Group, L.L.C. NMLS #181106
Call

Get a second opinion on your mortgage before you become somebody’s lead.

One Chicago mortgage loan officer reads your numbers and tells you what he sees. No credit pull.

Get a second opinion Watch rates
Modern two-story home with warmly lit windows and an open lawn at dusk

A person in your corner.

What are you trying to figure out?

Pick the one that fits. The next question depends on this answer, and you will see something useful before anyone asks for your phone number.

I have an offer and want it checked Upload your Loan Estimate PDF. We flag what is worth questioning.

What happens to what you tell us. Jeff Shin reads it, NMLS #1041652. It is not sold, and it does not go to a panel of lenders bidding for the right to call you. If a lender has to see your file to price it, you hear which lender and why before that happens. Longer version, in the language lawyers prefer: the privacy policy.

Not ready to talk to anyone?

If you are six months out, skip the application. Run the numbers yourself, or tell Jeff the rate that would change your mind.

Run your mortgage payment yourself

Principal, interest, taxes and insurance, including the two costs most calculators leave out. No email until you have a number.

Every calculator is at /calculators/. See the rates page for the dated benchmark and its availability status.

Or have us watch it for you

Tell Jeff the number that would make the math work. He will email you if it shows up. This is not an automated alert.

Rate Watch emails come from Jeff Shin (NMLS #1041652). Unsubscribe anytime. No application and no credit pull. Consent isn’t a condition of any loan. See our privacy policy.

4.85 408 reviews displayed on Experience.com. Read all of them, unfiltered.
“knowledgeable, responsive and an absolute pleasure”
Rishard H
Google review via Experience.com · February 9, 2026
“The process was very easy and straightforward”
Jesse W
Google review via Experience.com · November 21, 2024
“He helped me purchase my first home.”
Florentino P
Google review via Experience.com · October 15, 2024

Selected review excerpts. Rating and review count shown on Experience.com as of October 7, 2026, across its listed review sources. Individual experiences vary.

Jeff Shin

Jeff Shin

I’m Jeff Shin, a licensed mortgage loan originator with Barrett Financial Group. I help homebuyers and homeowners understand their options, work through the details, and stay informed from the first conversation to closing.

Clients often mention clear explanations, responsiveness, and patience—especially when buying their first home or navigating a more complicated situation. Whether you’re purchasing, refinancing, or reviewing an offer, my goal is to help you understand the numbers and your next step.

Based in Chicago. Licensed in Illinois, Indiana, Kansas, Michigan, New Jersey, and Texas.

Get a second opinion (708) 669-8304

Jeff Shin · NMLS #1041652 · Barrett Financial Group, L.L.C. NMLS #181106 · Illinois Residential Mortgage License #MB.6761630