2026 FHA loan limit, Kane County (one-unit home)
$541,287
2026 conforming loan limit, Kane County (one-unit home)
$832,750
Kane County median sale price, Q2 2026 · Illinois REALTORS
$405,000

FHA limit: HUD FHA mortgage limits, checked October 8, 2026. Conforming limit: FHFA conforming loan limits, checked October 8, 2026. Sale price: Illinois REALTORS Q2 2026 report, checked October 8, 2026. This price covers all of Kane County. It is not an Aurora price.

Mortgage loans in Aurora, IL

  • One of the largest cities in Illinois by population.
  • Homes commonly sell close to list price.

Because the city spans four counties, the FHA limit that applies to your file depends on the parcel, not the mailing address. Worth confirming before you assume a program is open or closed.

Aurora also extends into DuPage, Will, and Kendall counties; county-level limits differ by parcel.

Programs commonly used in Aurora

FHA

This is what tends to fit the price point and property type here, not a list of everything that exists. Which one is right for you depends on your file.

Have an offer on a property in Aurora?

Send the Loan Estimate. You will get back what is worth questioning on it, including “nothing, this is a good offer,” when that is the answer.