- 2026 FHA loan limit, Cook County (one-unit home)
- $541,287
- 2026 conforming loan limit, Cook County (one-unit home)
- $832,750
- Cook County median sale price, Q2 2026 · Illinois REALTORS
- $385,000
FHA limit: HUD FHA mortgage limits, checked October 8, 2026. Conforming limit: FHFA conforming loan limits, checked October 8, 2026. Sale price: Illinois REALTORS Q2 2026 report, checked October 8, 2026. This price covers all of Cook County. It is not a Northfield price.
Mortgage loans in Northfield, IL
- Wooded, low-density character; adjacent to Winnetka and Glenview.
- Limited inventory.
Thin inventory means comparable sales can be sparse, which puts more weight on the appraisal than usual. Budget time for a reconsideration of value rather than assuming the number lands.
Programs commonly used in Northfield
This is what tends to fit the price point and property type here, not a list of everything that exists. Which one is right for you depends on your file.
Have an offer on a property in Northfield?
Send the Loan Estimate. You will get back what is worth questioning on it, including “nothing, this is a good offer,” when that is the answer.