Tools
One full calculator. Every mortgage question.
Use BankPricer’s complete mortgage calculator for purchase, refinance, cash-out, debt consolidation, affordability, and extra-payment planning. Each mode keeps the detailed inputs and comparisons from the original calculator.
Full calculator modes
Choose a question below. Each link opens the corresponding mode in the complete calculator, including its original program choices, detailed costs, and recommendations.
Purchase payment
Principal, interest, taxes and insurance for a specific purchase price and down payment.
Refinance break-even
How many months until a refinance pays for the cost of doing it — measured against your remaining term, not a fresh thirty years.
Cash-out refinance
Compare conventional, FHA, and VA cash-out options, including new payment, cash received, fees, and resulting LTV.
Debt consolidation
What folding higher-rate debt into the mortgage does to the monthly number, and what it costs over the full term.
Affordability
The loan amount your income and existing debts support, and the price that implies.
Extra payments
What an extra amount each month does to your payoff date and total interest.
DSCR for rental property
Whether a rental property's income covers its debt service at the ratio lenders actually require.
Make the numbers useful
Start with the question you need answered. Change the inputs to compare payments, upfront costs, and how long it takes for a refinance to pay back its costs. The results are planning estimates using the assumptions shown.
Already have an offer? Check your Loan Estimate to separate lender fees from prepaids and escrow, then decide what to ask Jeff.