- 2026 FHA loan limit, Cook County (one-unit home)
- $541,287
- 2026 conforming loan limit, Cook County (one-unit home)
- $832,750
- Cook County median sale price, Q2 2026 · Illinois REALTORS
- $385,000
FHA limit: HUD FHA mortgage limits, checked October 8, 2026. Conforming limit: FHFA conforming loan limits, checked October 8, 2026. Sale price: Illinois REALTORS Q2 2026 report, checked October 8, 2026. This price covers all of Cook County. It is not a Northbrook price.
Mortgage loans in Northbrook, IL
- North Shore location.
Near the agency ceiling, the size of your down payment decides which rulebook applies. Running the loan amount, not the purchase price, against the limit is the only way to know which side you are on.
Programs commonly used in Northbrook
This is what tends to fit the price point and property type here, not a list of everything that exists. Which one is right for you depends on your file.
Have an offer on a property in Northbrook?
Send the Loan Estimate. You will get back what is worth questioning on it, including “nothing, this is a good offer,” when that is the answer.