- Median home price
- $650,000
Not published here yet: the county FHA limit, the conforming limit and the effective property tax rate. We would rather leave a number off the page than print one we cannot source.
Mortgage loans in Naperville, IL
- Homes routinely sell above list price.
- Buyers here are commonly pre-approved before touring.
At this price point the county FHA limit is the variable that decides whether the FHA path is available at all, so it is worth confirming for the parcel before you assume. Which path you land on changes your down payment, your mortgage insurance, and your reserve requirement — not just your rate.
Part of the city extends into Will County.
Have an offer on a property in Naperville?
Send the Loan Estimate. You will get back what is worth questioning on it — including “nothing, this is a good offer,” when that is the answer.
Source. bankpricer.com production page copy (origin/main) — "median home prices around $650,000" · Retrieved 2026-07-29.