- 2026 FHA loan limit, Cook County (one-unit home)
- $541,287
- 2026 conforming loan limit, Cook County (one-unit home)
- $832,750
- Cook County median sale price, Q2 2026 · Illinois REALTORS
- $385,000
FHA limit: HUD FHA mortgage limits, checked October 8, 2026. Conforming limit: FHFA conforming loan limits, checked October 8, 2026. Sale price: Illinois REALTORS Q2 2026 report, checked October 8, 2026. This price covers all of Cook County. It is not a Skokie price.
Mortgage loans in Skokie, IL
- CTA Yellow Line and expressway access to Chicago.
- Consistent buyer demand.
Down payment assistance can be used here, but most programs attach a silent second or a recapture period. The question to ask is what happens if you sell or refinance in year three.
Programs commonly used in Skokie
This is what tends to fit the price point and property type here, not a list of everything that exists. Which one is right for you depends on your file.
Have an offer on a property in Skokie?
Send the Loan Estimate. You will get back what is worth questioning on it, including “nothing, this is a good offer,” when that is the answer.