Sample Loan Estimate
Opus ABC Bank
Second Opinion · Clear Read · Human Follow-Up
Before you sign anything — get a clear second opinion.
Most borrowers never get a real comparison. Upload your Loan Estimate and LEAH will tell you whether your rate and fees look competitive — then Jeff can review the deal with you directly.
No PDF?
Loan Estimate X-Ray
Your Loan Estimate is telling two stories.
Most borrowers stare at cash to close. LEAH helps separate what the loan actually costs from money that is prepaid, escrowed, credited, or already part of the down payment.
Cash to close is not one number. It is a flow.
A Loan Estimate can make everything feel like one big closing bill. LEAH separates the money into plain-English buckets so you can see what is a true loan cost, what is timing, and what is held for future bills.
LEAH separates
Estimated cash to closeThe big number borrowers notice first.$37,420
Down paymentYour equity going into the home.$28,000
True loan costsLender, title, appraisal, and settlement costs to compare.$8,060
PrepaidsInsurance, county taxes, and interest based on timing.$2,740
Initial escrowMoney held for future tax and insurance bills.$3,180
Credits / depositsMoney that can reduce cash needed at closing.-$4,560
Upload safely
LEAH is built for Loan Estimate review. Keep the upload focused so the intake stays clean and does not collect documents we do not need.
Upload this
- Your Loan Estimate PDF
- A lender fee worksheet, only if Jeff asked for it
- Notes about what you want compared
Do not upload this here
- Tax returns or W-2s
- Bank statements
- IDs, Social Security cards, or full account numbers
How LEAH Works
Upload. Analyze. Review.
Keep the simple workflow from the live page, but in the new dark interface. Your Loan Estimate still routes through the same LEAH intake flow.
Upload
Drop your Loan Estimate PDF so LEAH can read the rate, fees, payment, and cash-to-close numbers.
Analyze
LEAH organizes the numbers into loan costs, prepaids, escrow, credits, and questions worth checking.
Review
Jeff can review the deal, compare options, and tell you whether the structure deserves a second look.
Drop your Loan Estimate PDF here
or click to browse · PDF only · Max 10MB
Your Deal, Scored
Here's where you stand.
Jeff reviews every submission personally.
Add your name and credit range so Jeff can price a competing offer against 100+ wholesale lenders. You'll hear back within 24 hours — if the deal is already strong, he'll tell you that too.
This analysis is for informational purposes only and does not constitute a commitment to lend, financial advice, or a formal Loan Estimate. Rate comparisons are based on data extracted from your uploaded document and current market conditions. Your actual rate and terms depend on full credit review, property details, and lender availability. All loans subject to credit approval.
Jeff Shin | NMLS 1041652 | BankPricer.com | Barrett Financial Group | NMLS 181106 | IL MB.6761630 | Equal Housing Lender
Jeff Shin | NMLS 1041652 | BankPricer.com | Barrett Financial Group | NMLS 181106 | IL MB.6761630 | Equal Housing Lender
Human review after the AI sort
LEAH organizes the document. Jeff reviews the decision.
No automated approval. No guaranteed pricing. Just a cleaner read on the Loan Estimate before you sign or switch lenders.