- 2026 FHA loan limit, Cook County (one-unit home)
- $541,287
- 2026 conforming loan limit, Cook County (one-unit home)
- $832,750
- Cook County median sale price, Q2 2026 · Illinois REALTORS
- $385,000
FHA limit: HUD FHA mortgage limits, checked October 8, 2026. Conforming limit: FHFA conforming loan limits, checked October 8, 2026. Sale price: Illinois REALTORS Q2 2026 report, checked October 8, 2026. This price covers all of Cook County. It is not a Barrington price.
Mortgage loans in Barrington, IL
- Covers Barrington plus South Barrington, North Barrington, and Barrington Hills.
- Inventory above $1 million is a meaningful share of the market.
- Acreage and equestrian parcels appear here, which can raise non-warrantable and portfolio underwriting questions.
Outbuildings, acreage, and mixed-use parcels are the usual complication here. They affect appraisal approach and which investors will take the file, often more than the borrower's own profile does.
The Barrington area also spans Lake County.
Programs commonly used in Barrington
This is what tends to fit the price point and property type here, not a list of everything that exists. Which one is right for you depends on your file.
Have an offer on a property in Barrington?
Send the Loan Estimate. You will get back what is worth questioning on it, including “nothing, this is a good offer,” when that is the answer.