- 2026 FHA loan limit, Cook County (one-unit home)
- $541,287
- 2026 conforming loan limit, Cook County (one-unit home)
- $832,750
- Cook County median sale price, Q2 2026 · Illinois REALTORS
- $385,000
FHA limit: HUD FHA mortgage limits, checked October 8, 2026. Conforming limit: FHFA conforming loan limits, checked October 8, 2026. Sale price: Illinois REALTORS Q2 2026 report, checked October 8, 2026. This price covers all of Cook County. It is not an Arlington Heights price.
Mortgage loans in Arlington Heights, IL
- Downtown district with Metra commuter rail service.
- Consistently strong buyer demand for available listings.
For many buyers here the deciding variable between conventional and FHA is usually how mortgage insurance is structured rather than loan type. Which programs are actually available depends on the county limit for the parcel, which is worth confirming rather than assuming.
A small portion of the village extends into Lake County.
Have an offer on a property in Arlington Heights?
Send the Loan Estimate. You will get back what is worth questioning on it, including “nothing, this is a good offer,” when that is the answer.